Financing Tiers for Every Stage of Business

Finanziaria Serenissima SPA structures its services into three distinct financing tiers, allowing businesses to access the appropriate level of support as they develop and scale. Each tier combines a core credit facility with a curated set of additional services tailored to that stage of growth. Pricing is indicative and subject to individual credit assessment; a dedicated advisor will confirm final terms following a brief initial consultation. All tiers include direct access to your relationship manager and full documentation support.

Foundation

From 2.9% p.a.

Designed for established SMEs seeking their first external financing facility or looking to consolidate existing short-term debt into a structured credit line.

  • Working capital credit line up to €150,000
  • Invoice financing on eligible receivables
  • Fixed or variable rate term loans up to 36 months
  • Online client portal with real-time statements
  • Dedicated relationship manager

Growth

From 2.4% p.a.

Suited to growing businesses that require larger credit facilities, equipment or vehicle leasing, and access to subsidized financing instruments alongside their core lending.

  • Business loan or credit line up to €750,000
  • Equipment and commercial vehicle leasing
  • Access to subsidized and government-backed schemes
  • Receivables-based funding with same-day advances
  • Quarterly financial review with senior advisor

Corporate

Bespoke pricing

Tailored for mid-market companies and corporate clients requiring structured financing packages, multi-facility arrangements, and advisory support on strategic investments.

  • Corporate lending facilities above €750,000
  • Bespoke investment loan structuring
  • Multi-currency and cross-border financing options
  • Priority underwriting with 24-hour indicative terms
  • Dedicated senior relationship director and legal support